Welcome to the first update of my Low Buy Year. This update covers how my spending went in the month of January as well as any thoughts I had regarding the challenge. How did it go? January actually went great! The only things I bought that weren’t necessities like food and housing were replacements. I…
In 2022 I did a No Buy Year. It was a fun and at the same time tricky experience. Buying nothing but the essentials, e.g. groceries or toothpaste you run out of can be quite daunting. At the same time it was a big mental relief for me. Not having to think about what to…
Early Bird I know, it’s only the middle of September – but so what. Getting motivated and starting to think about what you want to achieve in the next year is always beneficial, no matter the time. I love reading about people’s goals because it motivates me and gives me ideas for my own life….
Have you heard of fire? F.I.R.E. stand for Financial Independence Retire Early. The concept is that you invest enough money to live off of your investments and become financially independent. For some this could mean retiring early as well. You can calculate your fire date! Now this is one of the most exciting yet frightening…
Sometimes, goals can be daunting. Saving 100.000$ in 7 years sounds like a big dream out of reach. Saving 14.285 $ a year still does. But saving 1.190$ a month suddenly seems like it’s within reach! Getting a second job or finding other income sources can boost your savings fast- and suddenly the 100.000$ saved…
Money is such a diverse topic. Some of us grow up without thinking about it, while for others their whole universe circles around it. Some say money doesn’t matter. Others say money equals happiness. I think like in many topics, it depends. There’s different aspects of money that I would like to touch on today:…